Jeremy Hill

Workers exposed to extremely cold conditions are at risk of serious health problems, including hypothermia, frostbite, dehydration and muscle injuries. Frigid temperatures can also cause additional pain for those who suffer from arthritis and rheumatism. To prevent injuries and illness as a result of winter weather, it’s important to learn about the causes, symptoms and […]

Simple strategies small business owners can take to identify and manage top risks, provided by Tanner, Ballew and Maloof, Inc. Optimism is the fuel that drives the entrepreneurial spirit, so it isn’t surprising that most small business owners consider themselves optimists. Too much optimism, however, can get a small business owner into trouble. A business

On Feb. 1, 2016, the World Health Organization (WHO) classified the ongoing outbreak of the mosquito-borne Zika virus as a global public health emergency. Although the symptoms of the virus are generally mild, health experts believe that the virus may be linked to the increased prevalence of congenital microcephaly, the development of unusually small heads

 The 2015 top 10 list of most frequently cited standards did not change significantly from 2014. In fact, the top six most cited violations remained the same. The Occupational Safety and Health Administration (OSHA) recently unveiled its top 10 most frequently cited violations at the annual National Safety Council Congress and Expo. The agency reports

Organizations utilize aircraft owned by third-parties for a variety of business-related purposes—from chartering flights for executives to commissioning fly-overs for research. However, when accidents occur involving these aircraft, businesses could unknowingly be at risk for the resulting injuries or property damage. Most commercial general liability policies exclude claims related to the use or operation of

Alternative Risk Transfer (ART) means using techniques other than traditional insurance and reinsurance to provide your business with coverage. Alternative risk transfer is typically available to companies with low risk profiles and a dedication to maintaining safe operations; in ART the insured party assumes a portion of its own risk in exchange for lower premiums

More and more employers have grown relaxed about allowing certain things in the workplace, like casual dress codes and flexible scheduling. These reflect a growing concern employers have over their employees’ comfort, convenience and emotional well-being. In that same vein, more employers are now letting pets—usually dogs—accompany their owners in the workplace. This can be

Most commercial properties use a form of insurance referred to as “specific coverage,” in which a specific property is insured for a named risk, such as fires, floods, thefts and more. However, specific coverage is also somewhat limited; oftentimes one policy will only cover one named risk at one location. Blanket coverage, on the other

Reliable security systems can prevent losses for your business. While many businesses invest large sums of money into building sound physical structures and robust IT systems or even hiring on-site security guards, they often overlook the biggest security vulnerability—people. No matter how dependable security systems might be, people with authorized access to those systems will

Managing Political Risk Abroad When conducting business abroad, most companies focus on overall strategy—how to increase sales and market share while limiting costs. One aspect of doing business abroad that often goes overlooked is political risk. Political risks can be financially devastating and can bring foreign operations to a halt if an organization is not