Care for employees is paramount to the success of an organization. At TBM, we understand the importance of such programs, especially when it comes to professionalism, integrity, and confidence. That is why we are dedicated to designing, implementing, and managing employee benefit programs for our customers that provide their employees the coverages and benefits that they value as a benefit of their employment. We do this through market research, in-depth analysis of each company’s individual needs, and unsurpassed personal service.

At TBM, we look at the whole picture and help you address all your concerns. By examining the benefit structure, we develop a basic idea of how to adjust, change, or remanufacture the current benefit program. Ultimately, our goal is employee satisfaction. With custom communication materials and on-site employee meetings, we educate employees about their benefits. In the end, educated employees utilize benefit dollars more wisely, which result in better and more cost-effective utilization, saving both the employee and employer money.



  • Medical
  • HMO, POS, PPO,
  • HSA, HRA
  • Dental
  • DHMO, PPO,
  • Indemnity
  • Life and Accidental
  • Death/Dismemberment
  • Disability
  • Group Long Term and Short Term Disability


  • Life
  • Accidental
  • Death/Dismemberment
  • Vision
  • Cancer Plans


  • Long Term Care
  • Section 125, Flexible Spending Account, Dependent Care Spending Account
  • COBRA Administration


TBM Employee Benefits services include:

  • COBRA Section 125 (Premium Only and Flexible Spending Accounts)
  • Dental Insurance
  • Disability Insurance
  • Employee Benefits
  • Group Health Insurance
  • HMO, POS, OA, PPO, Dental, Vision and Self Funded Health Plans
  • Individual Health Insurance
  • Life Insurance
  • Short Term Medical Insurance
  • Voluntary Plans

Carrier relationships


  • Aetna
  • American Medical Security
  • Assurant / Fortis
  • Ameritas
  • Blue Cross Blue Shield of Georgia
  • Coventry Health Care
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • Kaiser


  • Greater Georgia Life
  • Hartford
  • Guardian
  • Prudential
  • Reliance Standard Life
  • MetLife