TBM Multifamily is a specialized practice group where we work with multifamily investors, developers, and property managers, developing innovative solutions, and leveraging our relationships within the insurance world. Through our understanding of the unique needs of the apartment industry we help our clients reduce total cost of risk.



TBM Multifamily was formed in 1993 to serve the needs of medium-sized business owners, who were not large enough to have an in-house risk manager. In fact, when we opened our doors, multifamily business made up approximately half of our revenue. Thus, we created TBM Multifamily to recognize and emphasize the importance of the apartment industry to the overall success of our company.


The TBM team prides itself on featuring a suite of services to address any Multifamily Risk Advisory need a client may have. Available products include:

  • Builders Risk
  • Commercial Automobile
  • Commercial Crime Insurance
  • Commercial General Liability
  • Commercial Property
  • Directors and Officers Liability
  • Employee Benefits Liability
  • Employment Practices Liability
  • Fiduciary Liability Insurance
  • Flood and Earthquake
  • Inland Marine Insurance
  • Owners / Contractors Protective Liability
  • Owners interests Only Liability
  • Surety and Bonding
  • Tenant Discrimination
  • Terrorism
  • Umbrella
  • Workers’ Compensation & Employer’s Liability
  • WRAPs and OCIPs
  • Pollution/Mold


As leaders in Multifamily Risk Advisory, our expertise covers a series of services that we are happy to provide to ensure that are clients are always protected and put in the best position to succeed.

Services include:

  • Risk Analysis
  • Broker of Insurance
  • Due Diligence
  • Lender Compliance
  • Annual and On-Going Review