Establishing Your Program
Employers who do not have an established return to work program are missing the opportunity to control workers’ compensation expenditures and ultimately reduce their insurance rates. At Tanner, Ballew and Maloof, Inc., our staff of loss control professionals can conduct a thorough evaluation of your company’s existing Return to Work program. We will review all aspects of your program and determine where changes can be made to maximize savings.

If you do not yet have a formal program, we can assist you in customizing a plan to meet your company’s unique needs. 

Regardless of whether you have a plan in place already or not, there are several common factors included in an effective return to work program. These questions help you determine if your program has the components of success:

  • Is there an established safety committee with members representing all levels of employees with your company?
  • Do you have a current safety and health policy in place?
  • Have you identified a local occupational medicine clinic and contacted them regarding your return to work program?
  • Do you ask injured employees to bring a job description and the return to work policy when they visit a medical provider?
  • Do you have a designated company representative responsible for coordinating return to work efforts?
  • Do you have a written policy endorsed by upper management?
  • Does your return to work policy stress high quality medical treatment and healthy but timely return to gainful employment?
  • Have you identified the modified duty positions available?
  • Do you have an injury/accident report form to be completed by the employee?
  • Do you have supervisor and witness report forms?
  • Are all functions of this committee communicated clearly and defined to management employees?


The main purpose of a return to work program is to bring all injured employees back to gainful employment. In addition, your company will benefit from a lower experience modifier, which will reduce your workers compensation costs. Tanner, Ballew and Maloof, inc. is built upon a tradition of integrity, industry leadership, and excellence. Our team of specialists delivers tailored property & casualty and employee benefit solutions to help you meet your unique business needs.

Tap into our loss control expertise! Contact TBM to evaluate your current return to work program today.