Hurricanes are capable of producing winds in excess of 155 miles per hour and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive damage from heavy rainfall. All Atlantic and Gulf of Mexico coastal areas are subject to hurricanes. Parts […]
2021 Hurricane Season: Are you Prepared? Read More »
In the midst of a new decade, insurance experts anticipate that the directors and officers (D&O) liability market will be the hardest it’s ever been. With this in mind, we predict that many businesses will experience significant rate increases, fewer markets, lower available limits, more robust underwriting and higher retentions in 2021. Insureds may also
2021 D&O Insurance Market Outlook Read More »
With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your business. TBM is here to help explain the most common types of insurance policies available and how they can help protect you, your employees and your business’s bottom line. Commercial Property Insurance In
Seven Common Insurance Policies for Businesses Read More »
As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. In an age where a stolen laptop or
Cyber Liability Insurance Read More »
These days, floods, earthquakes and similar catastrophes are common threats to a business’s property. In fact, according to the Insurance Information Institute, natural disasters cause billions of dollars in property losses in the United States each year. While commercial property insurance is an essential component of a business’s risk management portfolio, it can exclude coverage
Should your business have Difference-in-Conditions (DIC) Insurance? Read More »
As COVID-19 cases continue to surge across the country, the Centers for Disease Control and Prevention (CDC) issued updated guidelines for safely celebrating Thanksgiving this year. These updated guidelines focus on remaining safe during small gatherings, which the CDC points to as being a contributor to the current increase in COVID-19 cases. As a reminder,
CDC Issues Updated Guidance for Thanksgiving Celebrations Read More »
Drugmaker Pfizer Inc. announced in a press release that early data from its COVID-19 vaccine trial indicates that the vaccine candidate has demonstrated high efficacy. The Phase 3 vaccine candidate’s early results were found in an interim analysis by an independent data monitoring board to be more than 90% effective in preventing COVID-19 in participants
Early Data Shows COVID-19 Vaccine Is 90% Effective Read More »
Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover that it’s your neighbor’s tree that damaged your
If a Tree Falls, Who Pays? Read More »
If you’re the parent of a teenager who is getting ready to climb behind the steering wheel, insuring them can be an expensive endeavor. This is because the risk of motor vehicle crashes is higher among 16- to 19-year-olds than among any other age group. We’ve gathered some helpful tips to help you keep your
The Basics of Insuring Your Teen Driver Read More »
In response to the COVID-19 pandemic, the Centers for Disease Control and Prevention and the World Health Organization have recommended that individuals who may have been exposed to the disease self-quarantine at home for 14 days. In addition, public health officials are recommending that healthy individuals practice social distancing, staying at home to help prevent
MAINTAINING MENTAL WELL-BEING DURING A QUARANTINE Read More »
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